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JJLehto View Drop Down
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Direct Link To This Post Posted: January 28 2013 at 21:08
Originally posted by Dean Dean wrote:

Originally posted by JJLehto JJLehto wrote:

Originally posted by Dean Dean wrote:

Every decision in a democracy is made by an minority. The majority are invariably silent or indifferent.


Indeed.


Sooo NJ is planning to pass a bill (or maybe they did already?) saying that any unused $$ on a gift card is to be collected by the state. Not to company issuing...the state. Sheesh any way to squeeze any dollar eh?
I give kudos to the bureaucrat who came up with that one. Really getting creative nowLOLCry
Are you implying that the company issuing the card should be entitled to the unspent cash?
 


No, just gunna throw something crazy out there....you, the card holder, should be entitled to it, just a thoughtLOL
I do assume you were either being sarcastic or think I really am a corporate whore, no no the consumer should be entitled to it.
But ya know, you would think it would be the companies who make that demand...not the state!
I thought about it and unless you're good/lucky gift cards never work out perfectly...basically there's a guarantee something will be left, thus basically there's a gift card tax!

It's not gunna be a huge money raiser at all, but they need to get their hands on anything possible. Like if something is given as a "gift" I believe the government counts it as $1...just so they can get the 6 cents or whatever it may beWacko


Edited by JJLehto - January 28 2013 at 21:12
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thellama73 View Drop Down
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Direct Link To This Post Posted: January 28 2013 at 21:12
I always use everything on a gift card. I just by slightly more than is on the card and treat it as a massive discount. What's so hard about that?
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Direct Link To This Post Posted: January 28 2013 at 21:21
Well I do the same, if there's $1.33 left on a best buy card I just wait till I go again and get $1.33 off the next purchase.
Buuuuut as ya know many people are lazy/not too smart and don't do that or lose them. IDK the number off hand but obviously there's a time limit, like if not used in so much time is when it'd be collected.
Like I said, I can't see how it raises much money at all, just found it funny someone had this idea.



Edited by JJLehto - January 28 2013 at 21:21
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Direct Link To This Post Posted: January 28 2013 at 21:27
It sems like tha administration cost woud far outweigh the revenue. They would have to get every store that offers gft cards to keep records of how much balance was outstanding and when it expired and then transfer that amount to the government.
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JJLehto View Drop Down
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Direct Link To This Post Posted: January 28 2013 at 21:32
That would make sense, and more immediately, supposedly quite a few places just started pulling gift cards/threaten to do so. Who knows maybe it is some feeble attempt force more spending....NJ has some outrageously high propert tax...slashing that would maybe help, just a thoughtLOL
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Direct Link To This Post Posted: January 29 2013 at 01:28

Expiry dates? On gift cards? Had to check that... and they do and the issuing company can charge a fee if a card is over a certain age... and in order to use up the value of the currency on the card, (that the issuer has already received cash payment for), you have to spend more than the face value of the card in the designated store. These guys are laughing all the way to the bank just so grannie can her exchange hard earned cash for a peice of plastic so that little Johnny has to spend his birthday money in JCPenney's and not on crack cocaine... and we still think consumer power will control a free market? pah!

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Direct Link To This Post Posted: January 29 2013 at 06:35
^ no one is forcing you to buy gift cards. Everyone knows they are a ripoff anyway, since they are essentially just a less useful form of cash.
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Direct Link To This Post Posted: January 29 2013 at 06:42
I loathe gift cards.  How did we become so unimaginative?  If you have to give someone a piece of plastic cash as a gift, why are you bothering really?  It might be time to just shelve the gift giving thing. If you really have no idea what someone you love wants or needs, why not take them out to eat and give them a little time with yourself.Smile
...that moment you realize you like "Mob Rules" better than "Heaven and Hell"
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Direct Link To This Post Posted: January 29 2013 at 06:42
I'd never buy one anyway because I'd not want to impose one "store" on anyone I'd be buying them for - same for Amazon vouchers (singularily most useless voucher system ever invented), but "no one's forcing you" is seldom an match winning argument, plenty of people are buying them whether they know they are a ripoff or not.
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Direct Link To This Post Posted: January 29 2013 at 07:10
Originally posted by thellama73 thellama73 wrote:

Nobody has any guarantee of anything inn this world. Do you think there is a guarantee that your rights will be enforced in the current system? Ha!

No, but at least I have rights in the current system and there is an institution dedicated to protect those rights. In your system, such things as "rights" wouldn't even exist. In a society where there are no laws or other commonly agreed-upon rules, who's to say it's your right to do this or that?

Originally posted by thellama73 thellama73 wrote:

I find it odd that you assume that people are itching to war with each other.

I find it odd that you don't. Look at the world around you. People are having conflicts, often violent, about everything. This is a part of human nature, and abolishing the government won't change it.

Originally posted by thellama73 thellama73 wrote:

If your security firm is more powerful than mine, they would still be foolish to try to impose their will by force because every other security firm would rise up against them in order to protect their clients, and therefore their profits.

Why would any other security firm besides yours care? My security firm isn't doing anything to them.

Originally posted by thellama73 thellama73 wrote:

Much more money can be made by cooperating and ensuring that justice is done, since everyone has an incentive to pursue justice.

Who defines what justice is? If you steal my car, my security firm might decide to imprison you, it might decide to take your money, or it might decide to kill you. No matter what it does, your security firm will try to protect you from any of that and claim unfair treatment. A conflict between those firms would automatically ensue. It's like a legal case with two lawyers and no judge.

I
Originally posted by thellama73 thellama73 wrote:

also don't accept your premise that the poor would not see their rights protected. First, since this is a private property society we're talking about, anyone who owns a street would be wise to insure that street against theft and murder in order to encourage people to use it, so the poor would be protected on streets. Any landlord would be wise to insure his property, so the poor would be protected in their homes.

If the landlord insures his property, the rent will obviously increase because the insurance cost money? Where do the people live who can't afford such rents? Obviously, somebody is going to have the clever idea to offer cheaper homes without any insurance. Voila, now somebody can rob them without retaliation, and they can't do a thing about it.

Originally posted by thellama73 thellama73 wrote:

However, I operate under the principal that it is wrong to forcibly deprive innocent people of their property. The system I advocate is the only one consistent with that principle.

It isn't consistent with that principle at all. Just because there is no overarching institution that deprives innocent people of their property, that doesn't mean nobody else will do it. Not to mention that in the system that you advocate, innocence and property aren't universally agreed-upon concepts. Especially property: How do we decide what is whose property? By simply claiming it? What if two people claim the same item as their property? How is it decided whose property it actually is?
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Direct Link To This Post Posted: January 29 2013 at 07:20
Originally posted by HarbouringTheSoul HarbouringTheSoul wrote:


Originally posted by thellama73 thellama73 wrote:

Much more money can be made by cooperating and ensuring that justice is done, since everyone has an incentive to pursue justice.

Who defines what justice is? If you steal my car, my security firm might decide to imprison you, it might decide to take your money, or it might decide to kill you. No matter what it does, your security firm will try to protect you from any of that and claim unfair treatment. A conflict between those firms would automatically ensue. It's like a legal case with two lawyers and no judge.


You act as if no one is capable of coordinating and cooperating without the government's help. Insurance companies negotiate over claims all the time and come to peaceful agreements. Do you really think it would serve their interests to whip out guns and start shooting each other up over such things?

All companies would have an interest in prevent one company from becoming dictatorial, because that would threaten their profits. Wars are expensive and not profitable. The state can afford to wage war, because it is using other people's money. No private company would be willing to spend as much as we have on our wars if there was any option for peaceful resolution.
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Direct Link To This Post Posted: January 29 2013 at 08:59
Originally posted by Dean Dean wrote:

I'd never buy one anyway because I'd not want to impose one "store" on anyone I'd be buying them for - same for Amazon vouchers (singularily most useless voucher system ever invented), but "no one's forcing you" is seldom an match winning argument, plenty of people are buying them whether they know they are a ripoff or not.
I'm not sure about Amazon UK but here in the US Amazon's gift card system works pretty well. I have been given some and they work well, the balance remains to be used whenever you want in your account.

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Direct Link To This Post Posted: January 29 2013 at 09:14
Originally posted by The T The T wrote:

Originally posted by Dean Dean wrote:

I'd never buy one anyway because I'd not want to impose one "store" on anyone I'd be buying them for - same for Amazon vouchers (singularily most useless voucher system ever invented), but "no one's forcing you" is seldom an match winning argument, plenty of people are buying them whether they know they are a ripoff or not.
I'm not sure about Amazon UK but here in the US Amazon's gift card system works pretty well. I have been given some and they work well, the balance remains to be used whenever you want in your account.
Last ones I had could only be used on items dispatched from and sold by Amazon.co.uk or  Amazon EU Sarl, they couldn't be used in any items bought from the Amazon marketplace, certificates issued by amazon.com could not be used at amazon.co.uk and vice versa and they were also only valid for 12 months. As conditions go those are pretty restrictive and that renders them the singularily most useless voucher system ever invented. They may have changed these policies since I last tried to use one, I could not care less - I'll not be using them in the future.
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Direct Link To This Post Posted: January 29 2013 at 09:23
You'd all go mental if the goverment issued dollar bills that were only valid for 12 months or banks kept any balance in your current account that has been in credit for more than 12 months. ("Well, you weren't using the money so you obviously didn't need it"). What next? Exxon Mobil comes and drains your gas tank at the end of the month because you hadn't used all the petrol?
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Direct Link To This Post Posted: January 29 2013 at 09:23
^Definitedly not the same thing. Amazon US's gift cards can be used on seller items and have no expiration date .
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Direct Link To This Post Posted: January 29 2013 at 09:25
Originally posted by Dean Dean wrote:

You'd all go mental if the goverment issued dollar bills that were only valid for 12 months or banks kept any balance in your current account that has been in credit for more than 12 months. ("Well, you weren't using the money so you obviously didn't need it"). What next? Exxon Mobil comes and drains your gas tank at the end of the month because you hadn't used all the petrol?
 
LOL
 
As long as it isn't the big bad government doing it, anything is fair game. 
I can understand your anger at me, but what did the horse I rode in on ever do to you?
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Direct Link To This Post Posted: January 29 2013 at 09:32
Originally posted by Dean Dean wrote:

You'd all go mental if the goverment issued dollar bills that were only valid for 12 months or banks kept any balance in your current account that has been in credit for more than 12 months. ("Well, you weren't using the money so you obviously didn't need it"). What next? Exxon Mobil comes and drains your gas tank at the end of the month because you hadn't used all the petrol?
 
Our government currently lets a private banking cartel issue dollar bills that are worthless on arrival. 


Edited by manofmystery - January 29 2013 at 09:33


Time always wins.
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Direct Link To This Post Posted: January 29 2013 at 09:35
Originally posted by Dean Dean wrote:

You'd all go mental if the goverment issued dollar bills that were only valid for 12 months or banks kept any balance in your current account that has been in credit for more than 12 months. ("Well, you weren't using the money so you obviously didn't need it"). What next? Exxon Mobil comes and drains your gas tank at the end of the month because you hadn't used all the petrol?
Agreed. I'm just defending Amazon US gift cards and in general their fantastic service. If all companies were like Amazon in service and efficiency...
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Direct Link To This Post Posted: January 29 2013 at 09:44
Originally posted by The T The T wrote:

Originally posted by Dean Dean wrote:

You'd all go mental if the goverment issued dollar bills that were only valid for 12 months or banks kept any balance in your current account that has been in credit for more than 12 months. ("Well, you weren't using the money so you obviously didn't need it"). What next? Exxon Mobil comes and drains your gas tank at the end of the month because you hadn't used all the petrol?
Agreed. I'm just defending Amazon US gift cards and in general their fantastic service. If all companies were like Amazon in service and efficiency...
 
From what I understand Amazon also treats its employees fairly well too.  Some companies actually do act ethically.  Shocked Did I just say that? 
I can understand your anger at me, but what did the horse I rode in on ever do to you?
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Direct Link To This Post Posted: January 29 2013 at 09:46
^I'd bet most big companies do at least treat their employees decently. If not, they wouldn't have many.
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