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HarbouringTheSoul
Forum Senior Member
Joined: May 21 2010
Status: Offline
Points: 1199
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Posted: January 28 2013 at 10:26 |
The Doctor wrote:
As to point two - I disagree. The minority does have the opportunity to sway the majority to its side. It also has basic protections afforded it by the Constitution and by the system of checks and balances. I do not believe in tyranny of the majority and more than I believe in tyranny of the corporations. Minorities (and by this I mean political minorities not racial ones) have to have some inviolable rights and must still have the opportunity to petition the government for a redress of greivances. And sometimes the minority can and should win. |
I'm not saying the majority does dominate the minority, I'm saying it can. I would also say that democracy is more prone to this to any other system, where it's usually the minority that dominates the majority.
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JJLehto
Prog Reviewer
Joined: April 05 2006
Location: Tallahassee, FL
Status: Offline
Points: 34550
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Posted: January 28 2013 at 15:11 |
Dean wrote:
Every decision in a democracy is made by an minority. The majority are invariably silent or indifferent. |
Indeed. Sooo NJ is planning to pass a bill (or maybe they did already?) saying that any unused $$ on a gift card is to be collected by the state. Not to company issuing...the state. Sheesh any way to squeeze any dollar eh? I give kudos to the bureaucrat who came up with that one. Really getting creative now
Edited by JJLehto - January 28 2013 at 15:11
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Dean
Special Collaborator
Retired Admin and Amateur Layabout
Joined: May 13 2007
Location: Europe
Status: Offline
Points: 37575
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Posted: January 28 2013 at 16:46 |
JJLehto wrote:
Dean wrote:
Every decision in a democracy is made by an minority. The majority are invariably silent or indifferent. |
Indeed.
Sooo NJ is planning to pass a bill (or maybe they did already?) saying that any unused $$ on a gift card is to be collected by the state. Not to company issuing...the state. Sheesh any way to squeeze any dollar eh? I give kudos to the bureaucrat who came up with that one. Really getting creative now
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Are you implying that the company issuing the card should be entitled to the unspent cash?
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The Doctor
Special Collaborator
Honorary Collaborator
Joined: June 23 2005
Location: The Tardis
Status: Offline
Points: 8543
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Posted: January 28 2013 at 16:56 |
I was going to say something about that myself, but you beat me to it. The company has already received the money for the unused amount on the gift card. To receive part of that money again would be a windfall at the consumer's expense. If the consumer has no intention of spending that money, it is unclaimed funds which usually do end up going to the state. That money in no way belongs to the company.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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The T
Special Collaborator
Honorary Collaborator
Joined: October 16 2006
Location: FL, USA
Status: Offline
Points: 17493
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Posted: January 28 2013 at 17:28 |
How do you justify it going to the state? And that usually means a few cents, but they can add up to something I guess.
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Dean
Special Collaborator
Retired Admin and Amateur Layabout
Joined: May 13 2007
Location: Europe
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Points: 37575
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Posted: January 28 2013 at 17:36 |
The money belongs to the owner of the card - if they chose not to spend it then it's still their money.
The card issuers should allow cash change to be given when the card is used for purchases - they can put stipulations on that if they wish but as long as the consumer gets the value of 1 dollar for every dollar on the card then it's "fair exchange/no robbery".
Then this stupid habit of pricing things as $nn.99 should be shamed into being dropped by all retailers - we're not fooled, we know that $24.99 is 25 bucks not 24 - we're no that gullible (are we?).
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thellama73
Collaborator
Honorary Collaborator
Joined: May 29 2006
Location: United States
Status: Offline
Points: 8368
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Posted: January 28 2013 at 18:14 |
HarbouringTheSoul wrote:
So if you can't afford to pay for security, you have no guarantee that your rights will be enforced? What kind of useless rights are those? In your "system" (or lack thereof), people can do whatever they want because the "rights" you grant everybody are a meaningless concept that only exists in theory and can be disregarded without harm. If my security firm is more powerful than yours, what stops me from stealing your money? What stops people from hiring others to kill their enemies?
It seems kind of odd to me that you hold the principles of life, liberty and property so high, yet you advocate a system in which these rights aren't guaranteed at all and anybody who is more powerful than you can take them away from you.
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Nobody has any guarantee of anything inn this world. Do you think there is a guarantee that your rights will be enforced in the current system? Ha! I find it odd that you assume that people are itching to war with each other. If your security firm is more powerful than mine, they would still be foolish to try to impose their will by force because every other security firm would rise up against them in order to protect their clients, and therefore their profits. Much more money can be made by cooperating and ensuring that justice is done, since everyone has an incentive to pursue justice. I also don't accept your premise that the poor would not see their rights protected. First, since this is a private property society we're talking about, anyone who owns a street would be wise to insure that street against theft and murder in order to encourage people to use it, so the poor would be protected on streets. Any landlord would be wise to insure his property, so the poor would be protected in their homes. I understand your skepticism, as it took me a long while to arrive at this point. However, I operate under the principal that it is wrong to forcibly deprive innocent people of their property. The system I advocate is the only one consistent with that principle. If you support taxation of any kind, you deny that principle and I cannot in good conscience endorse any system that legitimizes theft.
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The T
Special Collaborator
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Joined: October 16 2006
Location: FL, USA
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Points: 17493
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Posted: January 28 2013 at 18:16 |
^Correct. The pricing thing is so stupid. They do it even when it's not necessary. I have worked retail and even when a customer is going to buy something and the price is changed for any reason, they still want the stupid ".99" instead of the ".00" there even though there's no need anymore to "fool" the customer.
A lot of fraud is done with gift cards though I agree they should be able the change should be able to be cashed out. It's stupid to have 73 cents left in a card that are useless in a particular store and on top of that make your wallet thicker and heavier.
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thellama73
Collaborator
Honorary Collaborator
Joined: May 29 2006
Location: United States
Status: Offline
Points: 8368
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Posted: January 28 2013 at 18:17 |
The Doc, The T and Dean are all right. The money should not go to the company. It should remain with the consumer. And the 99 cent pricing system is stupid.
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The Doctor
Special Collaborator
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Joined: June 23 2005
Location: The Tardis
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Points: 8543
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Posted: January 28 2013 at 18:25 |
I also dislike the fact that sales tax is added on top of the sale price, instead of the European system where the VAT is included in the price. I know it would work out the same in the end. 25.00 plus sales tax or 27.00 including sales tax (assuming an 8% rate). It just makes more sense to me to inform customers upfront the exact amount they will be paying.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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thellama73
Collaborator
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Joined: May 29 2006
Location: United States
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Points: 8368
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Posted: January 28 2013 at 18:30 |
I like the sales tax system we have, because it's easier to tell how much you are paying in taxes versus the actual price of the product. It makes it harder to sneak sales tax hikes past the public.
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The Doctor
Special Collaborator
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Joined: June 23 2005
Location: The Tardis
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Points: 8543
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Posted: January 28 2013 at 18:32 |
^ Good point. On the other hand, if you know what the sales tax rate is, you can do the computation if you want to know price vs. tax.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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Dean
Special Collaborator
Retired Admin and Amateur Layabout
Joined: May 13 2007
Location: Europe
Status: Offline
Points: 37575
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Posted: January 28 2013 at 18:51 |
The T wrote:
^Correct. The pricing thing is so stupid. They do it even when it's not necessary. I have worked retail and even when a customer is going to buy something and the price is changed for any reason, they still want the stupid ".99" instead of the ".00" there even though there's no need anymore to "fool" the customer.
A lot of fraud is done with gift cards though I agree they should be able the change should be able to be cashed out. It's stupid to have 73 cents left in a card that are useless in a particular store and on top of that make your wallet thicker and heavier. |
Years ago Barclays bank "fined" me £20 for a late payment on my credit card balance (which was £5 or there-abouts - I forget the exact figure) - the payment I sent them would have zeroed my balance, but their fine put me £20 in debt for the following month. So I immediately sent them a cheque for £20.67 to clear the balance and put myself into 67p credit.
So now my Visa credit card is £0.67 in credit and has been for at least 15 years - Barclays can't cancel the card because they owe me the 67 pence and since it is less that £1 they won't send me a cheque; and I won't use the card ever again because they're evil b*****ds who would all rot in hell if such a place existed for having the temerity of fining me £20 on a £5 debt (or there-abouts).
Once in a while I get a letter from them (that I just feed into the shredder) warning me that if I fail to use the card it will be cancelled (which they never do), and of course several times a year I get a statement telling me that I'm £0.67 in credit, and they keep renewing my card when it expires ... the postage on those letters is £0.50 (plus whatever overhead they incur in producing them) - I guess they've spent over £70 in postage over the years chasing a card that has a few pence in credit.
Edited by Dean - January 28 2013 at 18:58
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Dean
Special Collaborator
Retired Admin and Amateur Layabout
Joined: May 13 2007
Location: Europe
Status: Offline
Points: 37575
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Posted: January 28 2013 at 18:55 |
thellama73 wrote:
I like the sales tax system we have, because it's easier to tell how much you are paying in taxes versus the actual price of the product. It makes it harder to sneak sales tax hikes past the public. |
Then the price tag should show all the taxes and duties that have been incured on each item, and the retail profit and distributors mark-up and all the other value-added price hikes the products go through on their journey from manufacturer to shopping basket. Why not include a breakdown of the production costs, transport costs and a proportion of the cost of the CEO's LearJet.
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thellama73
Collaborator
Honorary Collaborator
Joined: May 29 2006
Location: United States
Status: Offline
Points: 8368
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Posted: January 28 2013 at 19:08 |
Because all the other things you mention are part of the costs of making the product available. The tax is not. It's an arbitrary appropriation by the state simply because I am making a trade, and I would like to know how much they're taking.
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Dean
Special Collaborator
Retired Admin and Amateur Layabout
Joined: May 13 2007
Location: Europe
Status: Offline
Points: 37575
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Posted: January 28 2013 at 19:12 |
thellama73 wrote:
Because all the other things you mention are part of the costs of making the product available. The tax is not. It's an arbitrary appropriation by the state simply because I am making a trade, and I would like to know how much they're taking.
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Is sales tax the only tax and/or duty imposed on an item in the USA? [not a rhetorical question btw - I don't know]
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What?
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The Doctor
Special Collaborator
Honorary Collaborator
Joined: June 23 2005
Location: The Tardis
Status: Offline
Points: 8543
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Posted: January 28 2013 at 19:34 |
State and local sales taxes (calculated together) are the only taxes on goods, aside from cigarettes, beer and gas where there are some hidden taxes. But it is pretty easy Logan. Here in this part of Texas it's 8.25% state and local combined. I'd like to know how much of the sale price is going to the CEOs bonus.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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thellama73
Collaborator
Honorary Collaborator
Joined: May 29 2006
Location: United States
Status: Offline
Points: 8368
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Posted: January 28 2013 at 19:35 |
Dean wrote:
Is sales tax the only tax and/or duty imposed on an item in the USA? [not a rhetorical question btw - I don't know]
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We tend not to have tariffs or duties (there may be a few left, but few and far between) and we have no VAT. There are excise taxes on alcohol and tobacco, but that's pretty much it, I believe.
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Equality 7-2521
Forum Senior Member
Joined: August 11 2005
Location: Philly
Status: Offline
Points: 15784
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Posted: January 28 2013 at 20:05 |
There are others, but I don't know how relevant they are to the discussion that I'm not a part of. For example, there's a rental tax for renting a hotel room.
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"One had to be a Newton to notice that the moon is falling, when everyone sees that it doesn't fall. "
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Epignosis
Special Collaborator
Honorary Collaborator
Joined: December 30 2007
Location: Raeford, NC
Status: Offline
Points: 32552
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Posted: January 28 2013 at 20:13 |
Dean wrote:
Is sales tax the only tax and/or duty imposed on an item in the USA? [not a rhetorical question btw - I don't know]
| It depends on the state and depends on the item.
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