A health care question... |
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Finnforest
Special Collaborator Honorary Collaborator Joined: February 03 2007 Location: The Heartland Status: Offline Points: 16913 |
Posted: March 24 2010 at 13:18 | ||||
More rude than "less than human?" Ok then. Eye of the beholder I guess.
In terms of the famous people whom you find uncivil, check out Keith Olberman or Michael Moore sometime if you want bipartisan examples of the style. |
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Negoba
Prog Reviewer Joined: July 24 2008 Location: Big Muddy Status: Offline Points: 5208 |
Posted: March 24 2010 at 13:25 | ||||
Ok you keep harping on this point despite the fact that I backed down and apologized but I'll say it again...I'm sorry for using those phrases.
I would happily debate health care and the particulars but no one seems to want to do that.
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You are quite a fine person, and I am very fond of you. But you are only quite a little fellow, in a wide world, after all.
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Finnforest
Special Collaborator Honorary Collaborator Joined: February 03 2007 Location: The Heartland Status: Offline Points: 16913 |
Posted: March 24 2010 at 13:28 | ||||
Jay, this ain't just about you, sorry if it seems that way. He asked for examples.
As far as harping, I'm sorry you see it as that given that I post about 1% as much as most people in this thread. I'll finish with this issue soon and be out of your hair. Edited by Finnforest - March 24 2010 at 13:28 |
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Easy Money
Special Collaborator Honorary Collaborator / Retired Admin Joined: August 11 2007 Location: Memphis Status: Offline Points: 10618 |
Posted: March 24 2010 at 13:30 | ||||
I'm no fan of Michael Moore at all, confronting the spokesman of the NRA in his own home about Colombine was a very low blow. To repeat, all I said was that he was being rude and I used sarcasm to point that out. If you don't think he was being rude then we have different standards. |
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jampa17
Prog Reviewer Joined: July 04 2009 Location: Guatemala Status: Offline Points: 6802 |
Posted: March 24 2010 at 13:32 | ||||
I loose track down in page 9 but seems like the debate has not progressed too much. Thanks Jay for making this post... I think there is the soul of the debate... the problem I find is that Americans (I mean U.S. citizens) tends to exagerate about policys that are somekind of socialist, which is false because just a little to the south there are policys like that in nations that are everything but socialists, but well... question... who decided which persons are covered and which not? why a person cannot have a cover of insuranse? |
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Finnforest
Special Collaborator Honorary Collaborator Joined: February 03 2007 Location: The Heartland Status: Offline Points: 16913 |
Posted: March 24 2010 at 13:39 | ||||
I wouldn't say that necessarily, though its possible. I was just trying to point out the "selective offense" that gets taken at PA and that it happens more than occasionally. |
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Negoba
Prog Reviewer Joined: July 24 2008 Location: Big Muddy Status: Offline Points: 5208 |
Posted: March 24 2010 at 13:51 | ||||
The system developed on its own. Starting with an insurance model, which is reasonable when thinking in terms of catastrophic occurrences the private entities that manage the pools of money are now insurance companies. Along the way health care insurance became part of the benefits that employers provided their workers. By having a group of insured persons, they were able to negotiate better rates. Over time this has become the norm. The vast majority of Americans who have private insurance get it through their employers. It is possible for an individual to buy insurance but it quite expensive. The worst plans out there are partial plans sold to indivduals trying to get something they can afford.
Since this has become the norm, regulations have placed on the insurance industry, but mainly to protect workers getting employer-based coverage. One of the most important is that if you are hired, you cannot be excluded from the group plan based on your health condition, and that you cannot be charged extra compared to the other workers. However, the employer's rate is based on the risk exposure of his entire group. So if he runs a small company of 15 employees, offers a health plan, and hires a worker who gets a family plan, but whose spouse has cancer, his subsequent premium could skyrocket. These rates become huge issues during collective bargaining disputes. If you have a certain number of employees, you must offer health coverage.
Over 65 are eligible for Medicare, a Federally administered insurance model. Permanently disabled persons sometimes also fall under this program. Certain poor people (mainly children, usually their mothers, and occasionally fathers) full under the combined State / Federal Medicaid program. This program actually offers good benefits, but pays very poorly to providers. Because of this, many providers refuse to accept these patients because they lose money seeing them. De Facto, this limits the options available to Medicaid patients.
Other groups also received some public benefits (including the elected officials). Veterans can receive care from a closed system of hospitals and doctors called the Veterans Administration. This is not an insurance model, but a directly administered plan. The care at the VA is extremely variable, but it is certainly never luxury care.
I think that is a fair description of what we have now.
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You are quite a fine person, and I am very fond of you. But you are only quite a little fellow, in a wide world, after all.
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Padraic
Special Collaborator Honorary Collaborator Joined: February 16 2006 Location: Pennsylvania Status: Offline Points: 31169 |
Posted: March 24 2010 at 14:05 | ||||
I was reminded today - anyone recall when Clinton pitched mandatory health insurance in the primaries and Obama slammed her for it? Good times.
Found this choice quote:
Edited by Padraic - March 24 2010 at 14:18 |
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Negoba
Prog Reviewer Joined: July 24 2008 Location: Big Muddy Status: Offline Points: 5208 |
Posted: March 24 2010 at 14:11 | ||||
I am not a fan of this particular manner of filling the gap. Very scotch tape over the leaks in the levy type of solution in my opinion.
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You are quite a fine person, and I am very fond of you. But you are only quite a little fellow, in a wide world, after all.
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The Doctor
Special Collaborator Honorary Collaborator Joined: June 23 2005 Location: The Tardis Status: Offline Points: 8543 |
Posted: March 24 2010 at 14:20 | ||||
I have to say myself that it seems rather silly to me to say "we are going to cover 32 million more americans under the new health plan" simply by forcing people to buy private health insurance or pay a fine, whether they can afford the insurance or not. That's like saying we are going to end hunger in america by fining anyone who doesn't eat three meals a day. I'm certainly for health reform, a single-payer system under which everyone is covered, but forcing people to buy something they cannot afford is not fixing the problem for the average working-class american. Surely we can do better.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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Slartibartfast
Collaborator Honorary Collaborator / In Memoriam Joined: April 29 2006 Location: Atlantais Status: Offline Points: 29630 |
Posted: March 24 2010 at 14:21 | ||||
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Released date are often when it it impacted you but recorded dates are when it really happened...
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Padraic
Special Collaborator Honorary Collaborator Joined: February 16 2006 Location: Pennsylvania Status: Offline Points: 31169 |
Posted: March 24 2010 at 14:24 | ||||
My small sampling of "progressive" websites seems to suggest that they absolutely hate this bill. |
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Epignosis
Special Collaborator Honorary Collaborator Joined: December 30 2007 Location: Raeford, NC Status: Offline Points: 32524 |
Posted: March 24 2010 at 14:26 | ||||
That's the American way. We've rescued thousands of families from poverty by lowering the poverty line. |
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Negoba
Prog Reviewer Joined: July 24 2008 Location: Big Muddy Status: Offline Points: 5208 |
Posted: March 24 2010 at 14:32 | ||||
To be fair, while simultaneously mandating the insurance, the bill includes some regulation of prices, and significant subsidies for those who can't afford health care.
If the only goal was to close the coverage gap, I would have proposed doing what was already in place in Minnesota when I did residency. Medicaid was much more open than it is in Illinois, and individuals and families above the poverty line or whatever the full qualification level was could buy into the program on a sliding scale.
When people came to our clinic, we were fairly certain that some kind of coverage was available to them. We often had to provide social work time to get paperwork filled out for less educated folks, but very few were completely SOL.
Doing that Nationally certainly wouldn't have been free but it seems simpler and closer to the problem at hand that this bill.
Ultimately, I'm not a fan of the insurance model at all. But changing that is more than anyone is ready for right now.
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You are quite a fine person, and I am very fond of you. But you are only quite a little fellow, in a wide world, after all.
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Epignosis
Special Collaborator Honorary Collaborator Joined: December 30 2007 Location: Raeford, NC Status: Offline Points: 32524 |
Posted: March 24 2010 at 14:36 | ||||
So what will they do when the insurance companies say, "Screw this, we're selling hot dogs." -switch to a single payer model? I guess it all depends on which side's in power then. |
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Padraic
Special Collaborator Honorary Collaborator Joined: February 16 2006 Location: Pennsylvania Status: Offline Points: 31169 |
Posted: March 24 2010 at 14:36 | ||||
I'll have to look more into the price regulation, but my problem with the mandate+subsidies is it doesn't really address cost. It's the university tuition model.
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The Doctor
Special Collaborator Honorary Collaborator Joined: June 23 2005 Location: The Tardis Status: Offline Points: 8543 |
Posted: March 24 2010 at 14:44 | ||||
There's an ad at the top of the page that says "Obama Too Radical?" No damnit. He's not radical enough.
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I can understand your anger at me, but what did the horse I rode in on ever do to you?
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The T
Special Collaborator Honorary Collaborator Joined: October 16 2006 Location: FL, USA Status: Offline Points: 17493 |
Posted: March 24 2010 at 14:44 | ||||
You couldn't make a thoughtful comment even if your life was at stake, could you? You brand Jay as Bush hater for accusing his administration of something. Then you call me "smart" because I, using your third-grade logic, concluded that you must be a Bush lover. I'm just using your words the other way around.
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Negoba
Prog Reviewer Joined: July 24 2008 Location: Big Muddy Status: Offline Points: 5208 |
Posted: March 24 2010 at 14:47 | ||||
@Rob, that will depend on a lot of things. I was told by an insurance agent that prior to about 10 years ago, the model for insurance companies was that all of their profit came from investing the pool of money. They just wanted to break even on the premiums vs. payouts. When interest rates plummetted (I know that's probably missssspeelleled) that was no longer viable and so they started wanting a margin from the pool itself. I don't know how much of the pool now goes to administration, and I don't know if it's even available. But the economics is very complex.
@Padraic - you're exactly right. The amount of money getting pulled from the pool is excessive, and either already is or will soon be greater than the economy can bear. But that is true no matter who is managing the pool. Whether private, public, or private with the government making more and more rules for them. Edited by Negoba - March 24 2010 at 14:48 |
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You are quite a fine person, and I am very fond of you. But you are only quite a little fellow, in a wide world, after all.
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The T
Special Collaborator Honorary Collaborator Joined: October 16 2006 Location: FL, USA Status: Offline Points: 17493 |
Posted: March 24 2010 at 14:56 | ||||
I read it. It's coherent. But what I fail to see is how health care should also fall in this "for profit" spirit. It demands skills, of course. But is there a proper "capitalist" that puts the others to work here? The only capitalist in the health care industry, to give it that name, is the Insurance companies, who are the only ones making a real profit (the doctors have a good standard of living, but nothing compared to the shareholders and ceo's of the Insurance companies). I fail to see health care as a "business", that's all. Of course, for other fields, for other things in economical life, profit is necessary. I'm not a communist please. I'm just a free-market socialist... Anyway, we should also cut another phrase from Coolidge's words: "they [evil forces](...) claim (...)the denial that man have any obligations toward each other"... In that text the least I see is an apologetic view of heartless individualism....
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