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Jared 
Forum Senior Member 
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
 Posted: February 13 2009 at 14:57 |
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listen matey, you might have declared yourself independent in 1776, but we didn't feel inclined to leave you to your own devices until we had bankrupted the French government in the process...
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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Padraic
Special Collaborator 
Honorary Collaborator Joined: February 16 2006 Location: Pennsylvania Status: Offline Points: 31169 |
Posted: February 13 2009 at 14:47 |
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Yes, only seven bloody years later! Thanks!   |
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Jared
Forum Senior Member
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
Posted: February 13 2009 at 14:46 |
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I believe we finally managed to 'shed' America back in 1783...
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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Raff
Special Collaborator
Honorary Collaborator Joined: July 29 2005 Location: None Status: Offline Points: 24429 |
Posted: February 13 2009 at 14:44 |
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My condolences, Steve
 ! I lost an aunt, my dad's sister, last year in August, and I did feel the loss. She was a presence in my life, even if only by phone (she lived some 500 km from me, in Southern Italy).On a lighter note, this morning I thought about you all... I was passing by a Home Depot store (which our US friends know very well), and saw a poster saying "Sheds America" strategically placed over a specimen of said sheds |
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Raff
Special Collaborator
Honorary Collaborator Joined: July 29 2005 Location: None Status: Offline Points: 24429 |
Posted: February 13 2009 at 14:41 |
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My condolences, Steve
! I lost an aunt, my dad's sister, last year in August, and I did feel the loss. She was a presence in my life, even if only by phone (she lived some 500 km from me, in Southern Italy).On a lighter note, this morning I thought about you all... I was passing by a Home Depot store (which our US friends know very well), and saw a poster saying "Sheds America" strategically placed over a specimen of said sheds |
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Jared
Forum Senior Member
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
Posted: February 13 2009 at 12:42 |
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^^ that's sad to hear; anyway, I hope the day goes well for you and your family, Steve...
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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mystic fred
Special Collaborator
Honorary Collaborator Joined: March 13 2006 Location: Londinium Status: Offline Points: 4252 |
Posted: February 13 2009 at 12:39 |
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i will stay in tonight and practice guitar from my "Blues Solos" DVD, i am going to my Auntie's Funeral on Monday so this weekend will see the gathering of the Clan...
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 Prog Archives Tour Van 
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Jared
Forum Senior Member
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
Posted: February 13 2009 at 12:17 |
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^^ its a healthy and wholesome way to look at it, Pat... just think of all those small, independent record labels and distributors, whose pension funds benefit from the good offices of PA members..
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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Padraic
Special Collaborator
Honorary Collaborator Joined: February 16 2006 Location: Pennsylvania Status: Offline Points: 31169 |
Posted: February 13 2009 at 12:14 |
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But just think: whoever owns "Our Mutual Friend", you're supporting his pension quite nicely.  |
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Jim Garten
Special Collaborator
Retired Admin & Razor Guru Joined: February 02 2004 Location: South England Status: Offline Points: 14693 |
Posted: February 13 2009 at 10:59 |
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Bloody well said
Still - gives one the jitters though, eh? |
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Jon Lord 1941 - 2012 |
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Wilcey
Forum Senior Member
VIP Member Joined: August 11 2005 Location: United Kingdom Status: Offline Points: 2696 |
Posted: February 13 2009 at 09:55 |
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Ach, being the shortsighted soul I am, I am not thinking about anything quite so serious as pensions......... but really looking forward to Riff's tonight!
It's all about beer and music really, it's Friday afternoon, not a time for thinking about my future financial instability!!! |
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Jim Garten
Special Collaborator
Retired Admin & Razor Guru Joined: February 02 2004 Location: South England Status: Offline Points: 14693 |
Posted: February 13 2009 at 07:06 |
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Exactly
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Jon Lord 1941 - 2012 |
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Dean
Special Collaborator
Retired Admin and Amateur Layabout Joined: May 13 2007 Location: Europe Status: Offline Points: 37575 |
Posted: February 13 2009 at 07:05 |
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^ you may need to look into that - The Midland became HSBC...
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What?
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Jared
Forum Senior Member
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
Posted: February 13 2009 at 06:59 |
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If yours is anything like mine, you'll get more requests to exercise your democratic rights to vote in Pension Board elections, than you will, Pension statements...
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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Jim Garten
Special Collaborator
Retired Admin & Razor Guru Joined: February 02 2004 Location: South England Status: Offline Points: 14693 |
Posted: February 13 2009 at 06:54 |
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This is something I need to look into - I believe My Midland Bank (remember them?) pension was final salary, but do you think I can find any of my statements to make sure?
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Jon Lord 1941 - 2012 |
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Jared
Forum Senior Member
Joined: May 06 2005 Location: Hereford, UK Status: Offline Points: 20088 |
Posted: February 13 2009 at 06:46 |
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^^ I'm have been in one of those coveted 'final salary' schemes, but its an absolute joke, because I don't have a rolled up salary...ie I live in where I work, and have all my bills paid for me... which is reflected in my 'minimum wage' paypacket... it doesn't take a mathematician to work out that 2/3rds of 'not a lot' is even less still...
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Music has always been a matter of energy to me. On some nights I believe that a car with the needle on empty can run 50 more miles if you have the right music very loud on the radio. Hunter S Thompson
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Jim Garten
Special Collaborator
Retired Admin & Razor Guru Joined: February 02 2004 Location: South England Status: Offline Points: 14693 |
Posted: February 13 2009 at 06:30 |
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Dean mentioned earlier about putting to one side any plans for early retirement; these days, early retirement means 65 years old, as very few people have sufficient monies behind them or sufficient pension provision, so have no option but to continue working.
I've been working since 1979 & whenever I could, I've had pension schemes through various companies (I believe it's 5 at the moment); whenever I get the pension statements though, it becomes increasingly obvious that I should be paying more to my current pension or start a serious private policy of my own... never quite get round to it though, probably because even though my 65th is only 19 years away, it all seems so far in the future & it's one of those things "I'll get round to". |
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Jon Lord 1941 - 2012 |
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mystic fred
Special Collaborator
Honorary Collaborator Joined: March 13 2006 Location: Londinium Status: Offline Points: 4252 |
Posted: February 13 2009 at 00:48 |
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correct - i am one of the "baby boom" generation.
Very soon, and for the next 20 years, the country will be overloaded with grumpy old men and women, made even more grumpy because they still have to hang on to their jobs because their savings and pensions are worth virtually nothing due to the recent recession, and unlikely to recover for some years - the old warhorses will work till they drop.this baby boomer period will be followed by the aforementioned "uber chavs" who will have never worked in their lives - so who will be paying into the national insurance / pension schemes then..?
MELTDOWN!
 Edited by mystic fred - February 13 2009 at 00:49 |
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Prog Archives Tour Van
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Man Erg
Special Collaborator
Honorary Collaborator Joined: August 26 2004 Location: Isle of Lucy Status: Offline Points: 7456 |
Posted: February 12 2009 at 23:11 |
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I'll be seeing Ralph today (I work for ATL) as he will be popping in for a meeting.I shall have a word with him and then buy him a drink or two. Edited by Man Erg - February 12 2009 at 23:14 |
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Do 'The Stanley' otherwise I'll thrash you with some rhubarb. |
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Raff
Special Collaborator
Honorary Collaborator Joined: July 29 2005 Location: None Status: Offline Points: 24429 |
Posted: February 12 2009 at 14:20 |
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You haven't indeed. It's just that I am very sensitive to the issue, since for the time being I have practically no rights here - I could even be prevented from living in my own home, which I bought with money earned in the most honest of ways. For someone like me, it is not very easy to accept, though it was something I knew about beforehand, and something I chose freely.
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